We get asked a lot of questions including, why would anyone want to sell their life insurance policy? Wasn’t the policy purchased to provide a death benefit to the family?
Typically, we find that most people simply no longer have a need for the coverage or can no longer afford the premium payments. Sometimes, the purpose [...]

What if you still need coverage, but are considering a Life Settlement?
You might consider converting an older, high premium or under performing UL policy into a newer possibly less expensive policy. People are living longer. This has caused a revision of the insurance company Commissioner’s Standard and Ordinary Mortality Table that is used to establish [...]